Digital Voice Recorders

I've never used a real tape/digital recorder in my life and have been flirting with the idea of getting one for a couple of years. It was never really necessary but now I think that it would be justified for me to get one for class as well as for dream journaling so- do you have one, can you recommend anything functions or even a specific one?

I think what I'm looking for is:

Something that can hook up and file-transfer to a windows computer via USB
Something with a rechargeable battery- not AAs or whatever
Something that can record a few hours. Nothing like 700000 hours though. Maybe 10 max.
Something less than $100 at most. Preferably as cheap as possible. I just want something that will get the job done.

Something like this is sort of along the lines of what I'm looking for. http://www.olympusamerica.com/cpg_se...p?product=1456