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At first, you don't feel any gravitational forces at all. Since you're in free fall, every part of your body and your spaceship is being pulled in the same way, and so you feel weightless. (This is exactly the same thing that happens to astronauts in Earth orbit: even though both astronauts and space shuttle are being pulled by the Earth's gravity, they don't feel any gravitational force because everything is being pulled in exactly the same way.) As you get closer and closer to the center of the hole, though, you start to feel "tidal" gravitational forces. Imagine that your feet are closer to the center than your head. The gravitational pull gets stronger as you get closer to the center of the hole, so your feet feel a stronger pull than your head does. As a result you feel "stretched." (This force is called a tidal force because it is exactly like the forces that cause tides on earth.) These tidal forces get more and more intense as you get closer to the center, and eventually they will rip you apart.
Could you kindly explain how we would survive, good sir? Us, insignificant jellybags to the universe? How are we so special as to survive falling into a black hole? This is, of course, assuming everything you posted is true, and without some good sources, I find this hard to believe.