it's not suggesting that those situations will happen, it's seeing how your mind breaks down the problem. it can be used in real life very easily. if you can make a quick decision that has many variables you may be able to make more money for you or your employer... in the long run helping you more than knowing to put a drain plug back into the oil pan before dropping 5 quarts of oil into your car.

both smarts are good, neither are useless.