warriorof and Wakinyan, thank you so much for you in-depth responses. Thanks also to JoannaB. It is clear that you all put a lot of thought into your comments, and it shows. I have only just now read through them for the first time, and I am learning/realizing so much. I think I need to make a couple more reads through and take a few hours (at least) to mull things over, but I intend to make a detailed response.

Thanks again for your very thoughtful comments.