I had a nice large house, it is different from my real home though. I went out of my house by the backdoor, it was a screened in porch. I went out the porch door out and seen the metal fence around my backyard. It all seemed quite nice. The dimensions of my yard seemed huge, as opposed to my yard in real life. As I approached the back there was this tree which seemed to grow into the fence but not any further into my yard. This tree was huge, maybe a maple or oak, it was 50 foot across at the base. The tree was lopsided masswise, since it was not round at the base. It made half a circle, flattened where it grew up against the fence. I walked underneath the tree, half expecting it to fall on me. Somehow I found an entrance to the tree and entered it. It had rooms inside the tree! I was in the halls of the tree, where I stored gold coins for using as currency. There were DCs in the tree as well, some of them dwarfish looking fellows. They went about there business, they dealt in gold and regular currency as well. I used regular money too. I knew I was rich in the gold coins I had, but could not cash them in as it were in my dream. In other words I was becoming lucid and realized I could not take the gold with me out of my dream. When I woke up I started looking for the gold coins I was holding in my hands during the dream, but it wasn't there in my hands anymore.
I dreamt that I was riding on a huge log down a huge river with rapids, going over shallow falls until one end of the log hit a huge boulder and split open. Out spilled enormous amounts of gold and other treasure, in the river and on the banks. I was able to collect the treasure on the river banks and took it to a nearby town. I was increadibly wealthy, owning the biggest building there where I stored all my gold. The townspeople also brought their silver/gold to store in my secure building, they even helped me guard it. This helped the whole town prosper and the townspeople did all sorts of transactions in gold and silver coin, nuggets, etc. It was soo cool I held this huge bar of gold almost as long as my arm and it was very heavy and shiny. Then we finally made plans to return to the river and collect the rest of the treasure that was lying at the bottom of the river. We were heading there when my alarm rudely awakened me.