Pretty much the same as you, only I become lucid first and then dive out the window - see I have a deep trust in myself that I wouldn't allow myself to do it if I wasn't dreaming. So whenever I see my window and I'm not sure whether it's reality or a dream, I jump out.
Of course, later on in life if I become slightly desillusioned or mentally unstable this may lead to my death lol, but I don't worry about that now