Thank you for explaining your idea, Voldmer.

You mentioned that there would possibly be violence when people don't agree to third parties or their decisions. I agree. That is why I think there would be a great deal of vigilante "justice" in that system. I think rival factions would spring up in a hurry over disputes and be at war with each other. I can see that escalating to horrific levels. That is what happened after the fall of the Roman Empire and other empires, and it is happening in Somalia now. Such gangs often become governments.