Originally Posted by BLUELINE976
While this may be true for some, the vast majority would switch over to healthier life-styles or other higher-quality policies/companies before sticking with poor quality policies simply because "crappy insurance is better than no insurance."
The company providing poor-quality service would go out of business anyway, or perhaps would downsize to stay within budgets and profits, because they'd have fewer customers and wouldn't be able to stay at their previous size. If anything the quality of service would rise anyway despite serving a smaller consumer base.
You'd think that Americans would already take better care of themselves considering that they pay the most for health care in the world.
And I don't think a health insurance company would be profitable without resorting to the crocks and lack of coverage that they currently do. Health care reminds me very much of the airline industry, it's almost impossible to be profitable. Most countries have national airlines, because air travel is necessary in today's society. In the 70s, the US deregulated its commercial airline industry. The result was that prices were driven down as competition increased, but the cost of operating an airline (planes, fuel, taxes, gates, etc.) is so damn huge that prices were driven below what was necessary to keep them solvent. The giants of the day (Pan-Am, TWA, etc.) all went bankrupt, and the new airlines stayed profitable by minimizing expenses as much as possible (hence now having to pay for meals, headphones, extra luggage, seat belts, etc.), because raising prices would mean going out of business. And now US airlines range from mediocre to terrible with nowhere near the quality of service as in other countries. Oh yeah, their pilots are the worst paid in the world too.
Well you just said they avoid providing healthcare because they lose money when they do so, now you're saying they do provide healthcare.
Of course they provide healthcare, they just get out of it if they can, which is an option they research thoroughly. Watch the video again.
What relevance is this to the discussion?
Do you understand how profits work?
We seem to be at an impasse here. You believe that it's possible to provide the best quality healthcare possible while focusing on profits, I think that's impossible for aforementioned reasons.
Profits = Revenue - Expenses
So you're just sort of whimsically saying it's a right and you're not putting forth a moral absolute. Fine with me.
I believe that a person's health is not a resource to be exploited by private enterprises. Our health should be a higher priority than monetary gain and falls under our rights to life and security of the person.
Not tolerable enough: A 58-year-old grandmother awaited open-heart surgery in a Montreal hospital hallway with 66 other patients as electric doors opened and closed all night long, bringing in drafts from sub-zero weather. She was on a five-year waiting list for her heart surgery. In Toronto, 23 of the city's 25 hospitals turned away ambulances in a single day because of a shortage of doctors.
In Vancouver, ambulances have been "stacked up" for hours while heart attack victims wait in them before being properly taken care of.
"Canadian price-control-induced shortages also manifest themselves in scarce access to medical technology. Per capita, the United States has eight times more MRI machines, seven times more radiation therapy units for cancer treatment, six times more lithotripsy units, and three times more open-heart surgery units. There are more MRI scanners in Washington state, population five million, than in all of Canada, with a population of more than 30 million (See John Goodman and Gerald Musgrave, Patient Power)."
That's a bit of a result of 4 years of Conservative minority rule, plus 2 years of Liberal minority before that. Our health care system is not fundamentally flawed, it's underfunded. Health care improvement here was a hot topic debate a couple years ago before it went by the wayside, replaced by government criticism of the war in Afghanistan (just in time for an election). Whenever these kinds of stories do occur, they get national coverage and spark quite a bit of outrage (Canadians feel we should get our money's worth and don't just blindly pay taxes). Anyways, the fact that I don't see these stories on the news that often combined with my own personal experiences tells me that things aren't as bad here as you make them out to be.
More importantly, this is fixable. Compared to US horror stories, which are a result of the system performing as intended.
A Chicago man with testicular cancer who was insured (yet sill paid thousands in deductibles) was told that after three years of treatment at a certain hospital, who's staff he had become attached with, that it was no longer considered a provider of his health plan.
And I thought socialism meant you couldn't chose your doctor?!?!?!
A Nashville man lost his wife due to heart failure a week after she was admitted for a heart attack, as her insurance company was deliberating whether it should cover a battery of heart tests.
A Hawaii couple travelled to their native Netherlands to have their child as in reading the fine print, they found out that their insurance didn't cover any aspect of pregnancy.
These are the ones that HAVE insurance, as opposed to...
http://www.reuters.com/article/idUSTRE58G6W520090917
I prefer waiting to bankruptcy or death.
Originally Posted by Universal Mind
That says it all. Socialism takes away incentive and screws everything up big time. Americans have the opportunities to save their lives if they are responsible. In a socialist system, even the most responsible people are up the creek. That is severe injustice.
So responsible = wealthy now?
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